Top 7 Best Credit Cards for Cashback & Rewards in the US (2025 Edition)
Looking to save more while you spend? Choosing the right credit card can make a huge difference in your monthly budget. Whether you're shopping online, filling up your gas tank, or booking a flight, cashback and reward points can help you get the most out of every dollar.
Here are the top 7 credit cards in the US offering excellent cashback and rewards in 2025:
1. Chase Freedom Unlimited®
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1.5% unlimited cashback on all purchases
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$200 sign-up bonus after spending $500 in 3 months
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0% APR for the first 15 months
2. Citi® Double Cash Card
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2% cashback (1% when you buy, 1% when you pay)
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No annual fee
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Simple, flat-rate rewards
3. Capital One Quicksilver Cash Rewards
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1.5% cashback on every purchase
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No foreign transaction fees – perfect for travelers
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Easy-to-use mobile app
4. Blue Cash Preferred® Card from American Express
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6% cashback at US supermarkets (up to $6,000/year)
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6% on streaming services, 3% on transit
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$95 annual fee (waived for the first year)
5. Wells Fargo Active Cash® Card
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Unlimited 2% cashback on purchases
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$200 welcome bonus
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0% intro APR for 15 months
6. Discover it® Cash Back
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5% cashback on rotating categories each quarter (on up to $1,500)
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Cashback Match at the end of your first year – double your rewards
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No annual fee
7. Bank of America® Customized Cash Rewards
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3% cashback in a category of your choice (gas, dining, online shopping, etc.)
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2% at grocery stores and wholesale clubs
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No annual fee
Final Thoughts
Each credit card offers different advantages based on your lifestyle and spending habits. For families, the Blue Cash Preferred is great for groceries and streaming. For those who want simple, flat-rate cashback, Citi Double Cash or Wells Fargo Active Cash is ideal.
Pro Tip: Always pay your balance in full each month to avoid interest and truly benefit from cashback and reward offers.
Disclaimer
This article is for informational purposes only. Be sure to check the terms and conditions on the issuer's official website before applying for any credit card.
Personal Finance / Credit Cards / US Lifestyle
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